YOUR SPENDING PLANNER - LINA VACIRCA
I’m your Break Free Spending Planner, I’m trained and accredited by the Spending Planner Institute, Australia. I also hold a Certificate IV in Bookkeeping.
My personal experience motivated me to train to become a Spending Planner so that I can share with others the life-changing lessons I’ve learnt.
My husband works in the aviation industry and our family was directly impacted by the Ansett Airlines collapse in 2001. We faced financial turmoil: no income, a mortgage, a house under renovation and two small children. We struggled for years to make ends meet.
Tired of the stress and anxiety, I began searching for a better way. That’s when I came across David Wright, the founder of the Spending Planners Institute. It was David’s Spending Plan approach that turned our lives around. His easy to understand system gave us a clear financial roadmap to follow and with commitment and diligence, we moved beyond the struggle and began to save again.
In 2013 Qantas closed its maintenance facility at Avalon, and once again we found our lives turned upside down. This time I knew exactly what to do.
With some changes to our Plan and a little tightening of the belt, the money stress was immediately taken away as we knew exactly what income we would need to cover our bills and living expenses. One of my concerns was moving our boys out of private schooling. However, thanks to our Plan, we were able to keep them at the same school and their life was undisrupted.
I know from personal experience what life's challenges can throw at you. From what I have learnt, my goal now is to help families in similar situations to a more secure and worry free future through setting up and following their own Plan.
Let me help you to ‘break free’ - to take back control and to achieve your financial goals.